Property Calculators
Free tools for Singapore property math. No login, no ads — just numbers.
Stamp Duty Calculator
Calculate BSD and ABSD for any property price. Covers Singapore Citizens, PRs, and foreigners. See the bracket-by-bracket breakdown.
HDB to Condo Affordability Calculator
Find the maximum condo price you can afford after selling your HDB. Factors in TDSR, LTV, CPF clawback, and cash requirements.
CPF Accrued Interest Calculator
Calculate how much CPF takes back when you sell your property — principal plus 2.5% compounded interest. Year-by-year breakdown.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and see the MAS 4% stress test comparison. Includes CPF OA offset and amortization breakpoints.
TDSR Calculator
Find your maximum borrowing power based on income and existing debts. Uses MAS 4% stress test rate. Includes MSR check for HDB/EC and debt impact breakdown.
HDB Sale Proceeds Calculator
Calculate how much cash you actually walk away with after selling your HDB. Factors in loan payoff, CPF refund with 2.5% accrued interest, agent fees, and resale levy.
MSR Calculator
Find the maximum HDB or EC you can afford under the 30% MSR cap. Uses MAS 4% stress test rate. See how income affects your max loan with the what-if slider.
Quick Answers
Pre-calculated results for common scenarios
- Stamp duty on a $1M condo — $24,600 BSD
- Stamp duty on a $1.5M condo — $44,600 BSD
- CPF accrued interest after 10 years — $36K–$73K
- Salary needed for a $1M condo — $7,600/mo min
- Salary needed for a $1.5M condo — $11,400/mo min
- Stamp duty on a $2M condo — $69,600 BSD
- Salary needed for a $2M condo — $14,400/mo min
- CPF accrued interest after 5 years — $9K–$19K
- ABSD for PR buyers — 5% to 35%
- Cash needed for a $1M condo — $74,600 min
- Cash needed for a $1.5M condo — $119,600 min
- When is my HDB MOP? — key collection + 5 years
Want the full picture?
The pipeline calculator runs all three tools in sequence — HDB sale, CPF clawback, borrowing power, stamp duty, and your final result.
Run My Numbers