Answer
HDB 3-Room Resale Price 2026 — By Town
The 3-room flat is the go-to for singles and small households. Here's what they cost across every major town — plus why they're increasingly popular as rental investments.
Answer: HDB 3-room resale flats cost $320K–$500K in 2026 depending on town. Mature estates like Queenstown, Tiong Bahru, and Bukit Merah command $420K–$500K. Non-mature estates like Woodlands, Yishun, and Sembawang sit at $320K–$380K. The overall national median is around $390K.
3-Room Resale Prices by Town
Median transacted prices, Q4 2025 – Q1 2026
| Town | Estate Type | Median Price | Price Range |
|---|---|---|---|
| Queenstown | Mature | $500,000 | $420K – $600K |
| Bukit Merah | Mature | $480,000 | $400K – $580K |
| Central Area | Mature | $470,000 | $390K – $560K |
| Toa Payoh | Mature | $450,000 | $370K – $540K |
| Kallang/Whampoa | Mature | $440,000 | $360K – $530K |
| Bishan | Mature | $430,000 | $360K – $510K |
| Ang Mo Kio | Mature | $420,000 | $350K – $500K |
| Bedok | Mature | $400,000 | $330K – $480K |
| Tampines | Mature | $390,000 | $320K – $470K |
| Clementi | Mature | $390,000 | $320K – $460K |
| Punggol | Non-Mature | $380,000 | $310K – $450K |
| Sengkang | Non-Mature | $370,000 | $300K – $440K |
| Bukit Batok | Non-Mature | $360,000 | $290K – $430K |
| Jurong West | Non-Mature | $350,000 | $280K – $420K |
| Yishun | Non-Mature | $340,000 | $280K – $410K |
| Woodlands | Non-Mature | $330,000 | $270K – $400K |
| Sembawang | Non-Mature | $320,000 | $260K – $390K |
Source: HDB resale transaction data (data.gov.sg). Prices rounded to nearest $10K. Range reflects 10th–90th percentile.
3-Room Resale Price Trend (2020–2026)
| Year | Median (All Towns) | YoY Change |
|---|---|---|
| 2020 | $260,000 | — |
| 2021 | $300,000 | +15.4% |
| 2022 | $340,000 | +13.3% |
| 2023 | $365,000 | +7.4% |
| 2024 | $380,000 | +4.1% |
| 2025 | $388,000 | +2.1% |
| 2026 (Q1 est.) | $392,000 | +1.0% |
Source: HDB Resale Price Index & transaction data. 2026 is an estimate based on Q4 2025 and early Q1 2026 transactions.
3-Room as Investment — Rental Yield for Singles
After MOP (5 years), you can rent out the entire unit if you move out
| Town | Purchase Price | Monthly Rent | Gross Yield |
|---|---|---|---|
| Queenstown | $500,000 | $2,800 | 6.7% |
| Toa Payoh | $450,000 | $2,500 | 6.7% |
| Ang Mo Kio | $420,000 | $2,300 | 6.6% |
| Punggol | $380,000 | $2,100 | 6.6% |
| Woodlands | $330,000 | $1,800 | 6.5% |
Rental yields are gross estimates (rent × 12 ÷ purchase price). Actual yield varies by condition, floor, and lease. You must meet MOP and HDB subletting rules.
3-Room vs 4-Room Resale Prices
The price gap between flat types across selected towns
| Town | 3-Room Median | 4-Room Median | Difference |
|---|---|---|---|
| Queenstown | $500,000 | $680,000 | +$180K |
| Toa Payoh | $450,000 | $640,000 | +$190K |
| Ang Mo Kio | $420,000 | $600,000 | +$180K |
| Punggol | $380,000 | $530,000 | +$150K |
| Woodlands | $330,000 | $470,000 | +$140K |
4-room flats cost $140K–$190K more, with bigger gaps in mature estates. The extra bedroom adds ~25–30 sqm of space.
Planning to buy a 3-room resale?
Check what you can afford based on your income, CPF, and debts. Singles — make sure you know the stamp duty too.
FAQ
How much does a 3-room HDB resale flat cost in 2026?
A 3-room HDB resale flat costs between $320,000 and $500,000 depending on the town. In mature estates like Queenstown, Tiong Bahru, and Bukit Merah, expect $420,000 to $500,000. In non-mature estates like Woodlands and Yishun, prices range from $320,000 to $380,000.
Is a 3-room HDB a good investment for singles?
For singles aged 35+, a 3-room resale flat is often the most accessible entry point. Rental yield is attractive — a 3-room in a mature estate generating $2,000-$2,500/mo rent on a $400K purchase gives a gross yield of 6-7.5%. But you need to live there for MOP (5 years) before renting out the entire unit.
Which towns have the cheapest 3-room HDB resale flats?
The most affordable towns for 3-room resale flats are Woodlands ($320K-$360K), Yishun ($330K-$370K), Jurong West ($340K-$380K), and Sembawang ($320K-$350K). These are non-mature estates but all have good MRT connectivity.
Can a single person buy a 3-room HDB resale flat?
Yes. Singles aged 35 and above can buy any resale flat (including 3-room) under the Single Singapore Citizen Scheme. There is no income ceiling for resale purchases, but CPF housing grants have a $7,000 income limit for singles.
How big is a 3-room HDB flat?
A 3-room HDB flat is about 60-68 sqm (645-730 sq ft). It has 2 bedrooms and 1 living room. Newer 3-room flats (post-2000) tend to have better layouts. This is the most common flat type for singles and young couples without children.
Related
- HDB Resale Prices Data — all towns, all flat types
- HDB 4-Room Resale Price 2026 — $450K–$680K median
- HDB 5-Room Resale Price 2026 — $580K–$750K median
- Can a Single Person Buy an HDB? — yes, from age 35
Last updated Feb 2026. Prices based on HDB resale transaction data (data.gov.sg). Rental figures are estimates based on market listings. This is market data, not property or investment advice.